Capital Basic Checking Account
- Minimum Deposit to Open:: $500.00
- Minimum Monthly Balance to avoid service charge: $500.00
- Service Charge: $8.00/month
Capital E-Checking Account
- Minimum Deposit to Open: $100.00
- No Minimum Monthly Balance
- Service Charge: $3.00/month
- Transaction Fee: $0.10 per debit or credit
- Deposit Fee (waived for on-us items): $0.06
- Earnings Credit*: $0.20 per $100.00 of average balance. Credit is applied to monthly service and activity fees.
*If an earnings credit exceeds any fee for which it is to offset during any period, the excess amount will not be paid, carried forward or otherwise credited.